FINANCING FOR ĀLIA ALA MOANA

Your lender for Ālia
From pre-qualification to closing

Buying a home at Ālia is a significant financial decision — one that deserves a lender who treats it that way. Mortgage Hawaii is a local, independent lender with the expertise, investor network, and personal attention to finance your Ālia purchase efficiently and without the friction of a big bank.

Luxury financing is a different conversation. Your lender needs to be ready for it.

Ālia's residences start well above the conforming loan limit, which means most purchases require jumbo financing. Not every lender handles that process smoothly — or moves fast enough when you find the right unit.

Mortgage Hawaii works with a broad network of local and mainland investors, which means we can source competitive jumbo rates and structure the right loan for your situation. You work with one loan officer from your first conversation to closing — not a team of people who don't know your file.

Sustainable luxury on Ala Moana Boulevard.

Ālia 888 Ala Moana is a luxury condominium tower by 888 Alia Owner, L.P., offering 1, 2, and 3 bedroom residences in the heart of Kaka‘ako. Designed with an emphasis on sustainability and natural living, every residence features Gaggenau appliances, European white oak wide-plank flooring, custom Italian cabinetry, and floor-to-ceiling windows engineered to capture the tradewinds. It is the first project of its type in Hawai‘i to feature a full Gaggenau offering. 

For full project details, floor plans, and pricing, visit alia888alamoana.com.

FINANCING OPTIONS

  • Most Ālia purchases require jumbo financing. We have established relationships with investors who specialize in high-value Hawaii real estate loans and know how to structure a file that moves through underwriting cleanly and on time. Speed matters in a competitive luxury market — we're built for it.

  • For purchases that fall within conforming loan limits, we'll find the most competitive product available. As an independent broker, we're not tied to a single lender's offerings — we shop the market on your behalf.

  • Whether Ālia will be your primary residence, a second home, or an investment property, the loan structure and qualification requirements differ — and getting it right from the start matters. We'll make sure you're in the right program before your application moves forward.

GETTING PRE-QUALIFIED IS SIMPLER THAN YOU THINK

Start with a conversation

Tell us your situation, which program you're applying for, and where you're at financially. No paperwork yet — just a conversation.

Gather your documents

We'll give you a clear checklist of what's needed — tax returns, paystubs, bank statements. You'll know exactly what to pull together and why.

Receive your pre-qualification letter

We issue your HHFDC or DEP pre-qualification letter so you can submit your application to the Kahuina portal on time.

We stay with you through closing

Once you've selected your unit, we handle your full loan from application to closing. You'll have a direct line to your loan officer the entire time.

A local lender built for the client experience.

We're an independent mortgage brokerage based in Honolulu. No call centers, no rotating representatives. You work with one loan officer — someone who knows your file, knows Hawaii's market, and treats your purchase like the significant decision it is.

WHY MORTGAGE HAWAII

Every loan officer at Mortgage Hawaii is selected for four qualities:

  • Care: Patient, step-by-step support from start to finish

  • Communication: Proactive updates so you're never left wondering what's next

  • Counsel: Clear explanations of every decision, not just instructions to follow

  • Clarity: A defined roadmap so you always know where you stand

READY TO GET STARTED?

Connect with a Mortgage Hawaii loan officer.

We'll answer your questions, explain your options, and get your pre-qualification underway.

Mortgage Hawaii NMLS #2366394. Not a commitment to lend. All loans subject to credit approval and program eligibility. For full project details, visit alia888alamoana.com.